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Child Care

With millions of preschool children in need of day care and a shortage of spaces in day care centers and preschools, the need for in-home (at-home) private child care businesses is great and will continue to be so for some time to come. Most home-based child care businesses care for four to six children, who may come full-time, part-time, or as drop-ins. Some businesses specify the age range of the children they feel most comfortable with and can handle.

Before starting a home-based child care service, check your state's regulations and licensing requirements. Many states require a background check for those who teach or work with children.

Start-Up Costs and Financing Sources

Can be as low as $700 to as high as $20,000, depending on the equipment you buy and use. If you need to remodel a room or play area, the upper estimate applies.
Personal savings, SBA loan, line of credit at your bank, government funding (in some states, government funds are available to sponsor children of low-income families who attend your day care).

Pricing Guidelines

$130 to $255 per week per child; $35 to $50 per day for infant care; $35 for a half-day and $45 for a full day. (Prices vary for different

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